Identity Theft

While most of us wouldn't dream of leaving our house or car unlocked, it's surprising how often we leave our personal and financial information vulnerable. Without a watchful eye, your credit cards, bank accounts, personal details, and reputation can end up in the wrong hands. Don't become the cybercriminals' next victim. Protect yourself and your family with award-winning credit and identity monitoring including up to $1 million in ID Theft Insurance.  ID Theft Insurance helps pay certain out-of-pocket expenses in the event you’re a victim of identity theft.


Premium Information

Important Documents

ID Theft Protection is designed to help you regain control of your name and finances after identity theft occurs. Trained counselors walk you through the process of remediating any damage. They help you write letters to creditors and debt collectors, place a freeze on your credit report to prevent an identity thief from opening new accounts in your name, and guide you through the restoration process.

ID Theft

Annual Credit Reports & Score(s)

Monthly Credit Score Tracker

Credit Freeze Assistance

Internet Black Market Surveillance

Registered Sex Offender Alerts

Solicitation Reduction

Password Manager

$1M Expense Reimbursement Insurance 

24/7 Call Center Support 

Child Credit Lock

Many parents falsely assume their children are safe from identity theft because of their age and lack of credit history, but the opposite is true.

From a perpetrator’s standpoint, children can be the perfect victims. Cybercriminals have
been known to establish credit under a child’s name and then conduct illegal activity, often
for many years. The fraud may not be discovered until the child becomes an adult and
attempts to apply for credit or employment for the first time.

Activating a Child Credit Lock for your minor child can help better protect against credit fraud in your child’s name by creating an Equifax credit report for your child and locking it to prevent access to it by potential lenders and creditors.*

Activate Child Credit Lock

  1. You can activate the Equifax Child Credit Lock through your ID Watchdog online Dashboard. Select the Family tab from the top menu and access the Child Credit Lock screen by clicking the Request Child Lock button next to your child’s name.
  2. If you do not see your child's name in the list, click Add a Dependent at the bottom of the page or talk to your employer. If you have any questions, contact our Customer Care Center at (866) 513-1518.


*An Equifax child credit lock helps prevent access to your child's Equifax credit report by lenders and creditors. It will not prevent access to your child’s credit report at any other credit reporting agency.