Rates

Rate Information


All rates shown below are monthly deduction amounts. The board contributes $945 per employee per month, or $11,340 per employee per year towards medical coverage. 

 

The board also provide an incentive for employees who are married to another Whitfield County Schools employee. 

 

  • Husband and wife must be Whitfield County Schools Employees
  • At least one employee in the couple must be Classified
  • Both employees must be enrolled in State Health: You + Spouse or You + Family coverage
  • Coverage must be on the Certified employee's record (if applicable) in State Health
  • The Board of Education will provide a monthly after-tax contribution, which is a paycheck credit
  • To receive the credit, provide a copy of your SHBP Confirmation Statement to Ginger Stafford, Benefits Specialist

 

The 2021 incentive schedule is below.

Anthem HRA Gold Anthem HRA Silver Anthem HRA Bronze Anthem HMO UHC HMO UHC HDHP
$260.65 $193.15 $151.64 $224.73 $259.34 $135.41

Important Notes


  • Voluntary life premiums for employee and spouse coverage are sample premiums. 
  • Disability premiums are sample premiums based on a $30,000 salary and various coverage amounts.  Your actual monthly deductions is based on waiting period and coverage amount selected. 
  • Critical Illness premiums for employe and spouse only indicate three age brackets.  More options will be available during your enrollment.
  • Accident coverage is only available to spouses below the age of 70.

 

Your actual premiums for life, disability, and critical illness can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

Anthem HRA Gold

  • Employee: $175.68
  • Employee + Spouse: $436.33
  • Employee + Child(ren): $320.11
  • Family: $580.76

Anthem HRA Silver

  • Employee: $114.32
  • Employee + Spouse: $307.47
  • Employee + Child(ren): $215.80
  • Family: $408.95

Anthem HRA Bronze

  • Employee: $76.58
  • Employee + Spouse: $228.22
  • Employee + Child(ren): $151.64
  • Family: $303.28

Anthem HMO

  • Employee: $143.03
  • Employee + Spouse: $367.76
  • Employee + Child(ren): $264.61
  • Family: $489.34

UHC HMO

  • Employee: $174.49
  • Employee + Spouse: $433.83
  • Employee + Child(ren): $318.09
  • Family: $577.43

UHC HDHP

  • Employee: $61.83
  • Employee + Spouse: $197.24
  • Employee + Child(ren): $126.57
  • Family: $261.98

TriCare

  • Employee: $60.50
  • Employee + Spouse or Child(ren): $119.50
  • Family: $160.50

Dental Insurance

2021 Dental - Premium

  • Employee: $43.67
  • Employee + Spouse: $87.34
  • Employee + Children: $91.46
  • Family: $140.64

2021 Dental - Standard

  • Employee: $32.66
  • Employee + Spouse: $65.31
  • Employee + Children: $68.40
  • Family: $105.16

2022 Dental - Premium

  • Employee: $43.57
  • Employee + Spouse: $87.13
  • Employee + Child(ren): $91.24
  • Family: $140.30

2022 Dental - Standard

  • Employee: $32.58
  • Employee + Spouse: $65.15
  • Employee + Child(ren): $68.24
  • Family: $104.91

Vision Insurance

Vision

  • Employee: $6.64
  • Employee + Spouse: $13.30
  • Employee + Child(ren): $12.49
  • Family: $19.12

Voluntary Life Insurance

Voluntary Life - Employee (Sample Premiums)

  • $50,000 Benefit
  • Age - 30: $4.95
  • Age - 40: $6.30
  • Age - 50: $14.55
  • Age - 60: $39.05
  • $100,000 Benefit
  • Age - 30: $9.90
  • Age - 40: $12.60
  • Age - 50: $29.10
  • Age - 60: $78.10
  • $150,000 Benefit
  • Age - 30: $14.85
  • Age - 40: $18.90
  • Age - 50: $43.65
  • Age - 60: $117.15

Voluntary Life - Spouse (Sample Premiums)

  • $30,000 Benefit
  • Age - 30: $2.01
  • Age - 40: $2.49
  • Age - 50: $5.40
  • Age - 60: $14.10
  • $50,000 Benefit (Non-Tobacco | Tobacco)
  • Age - 30: $3.35
  • Age - 40: $4.15
  • Age - 50: $9.00
  • Age - 60: $23.50

Voluntary Life - Child (Actual Premiums)

  • $10,000 Benefit (Birth to Age 26): $1.50

Disability Insurance

$500 Monthly Benefit ($30,000 Salary)

  • 7 Day Wait: $6.10
  • 14 Day Wait: $5.05
  • 30 Day Wait: $4.00
  • 45 Day Wait: $3.70
  • 60 Day Wait: $3.35
  • 90 Day Wait: $3.15
  • 180 Day Wait: $1.90

$1,000 Monthly Benefit ($30,000 Salary)

  • 7 Day Wait: $12.20
  • 14 Day Wait: $10.10
  • 30 Day Wait: $8.00
  • 45 Day Wait: $7.40
  • 60 Day Wait: $6.70
  • 90 Day Wait: $6.30
  • 180 Day Wait: $3.80

$1,500 Monthly Benefit ($30,000 Salary)

  • 7 Day Wait: $18.30
  • 14 Day Wait: $15.15
  • 30 Day Wait: $12.00
  • 45 Day Wait: $11.10
  • 60 Day Wait: $10.05
  • 90 Day Wait: $9.45
  • 180 Day Wait: $5.70

Critical Illness

Critical Illness - Employee

  • $5,000 Coverage
  • Age 35: $2.70
  • Age 45: $5.10
  • Age 55: $9.75
  • $10,000 Coverage
  • Age 35: $5.40
  • Age 45: $10.20
  • Age 55: $19.50

Critical Illness - Spouse

  • $5,000 Coverage
  • Age 35: $3.15
  • Age 45: $5.95
  • Age 55: $12.55
  • $10,000 Coverage
  • Age 35: $6.30
  • Age 45: $11.90
  • Age 55: $25.10

Critical Illness - Child(ren)

  • $1,000: $.26
  • $2,500: $.65
  • $5,000: $1.30
  • $10,000: $2.60

Accident Insurance

Accident

  • Employee: $8.43
  • Employee + Spouse: $13.98
  • Family (1 Parent): $16.94
  • Family (2 Parent): $22.49

Group Legal

2021 Group Legal

  • Employee: $16.00

2022 Group Legal

  • Employee: $18.25

Identity Theft

Identity Theft

  • Employee Only: $8.95
  • Family: $17.95