Rates
Rate Information
All rates shown below are monthly deduction amounts. The board contributes a significant amount each month towards your medical coverage.
The board also provides an incentive for employees who are married to another Whitfield County Schools employee.
- Husband and wife must be Whitfield County Schools Employees
- At least one employee in the couple must be Classified
- Both employees must be enrolled in State Health: You + Spouse or You + Family coverage
- Coverage must be on the Certified employee's record (if applicable) in State Health
- The Board of Education will provide a monthly after-tax contribution, which is a paycheck credit
- To receive the credit, provide a copy of your SHBP Confirmation Statement to Ginger Stafford, Benefits Specialist
The incentive schedule for 2026 is below.
| Anthem HRA Gold 2026 | Anthem HRA Silver 2026 | Anthem HRA Bronze 2026 | Anthem HMO 2026 | UHC HMO 2026 | UHC HDHP 2026 |
|---|---|---|---|---|---|
| $318.11 | $243.75 | $184.36 | $277.96 | $321.94 | $172.25 |
Important Notes
- Voluntary life premiums for employee and spouse coverage are sample premiums.
- Disability premiums are sample premiums based on a $30,000 salary and various coverage amounts. Your actual monthly deductions is based on waiting period and coverage amount selected.
- Critical Illness premiums for employee and spouse only indicate three age brackets. More options will be available during your enrollment.
- Accident coverage is only available to spouses below the age of 70.
Your actual premiums for life, disability, and critical illness can be found on the enrollment portal or by calling the Benefits Service Center.
Health Insurance - Medical Premiums
Anthem HRA Gold
- Employee: $213.71
- Employee + Spouse: $531.82
- Employee + Child(ren): $390.68
- Family: $708.79
Anthem HRA Silver
- Employee: $146.11
- Employee + Spouse: $389.86
- Employee + Child(ren): $275.76
- Family: $519.51
Anthem HRA Bronze
- Employee: $92.12
- Employee + Spouse: $276.48
- Employee + Child(ren): $183.97
- Family: $368.33
Anthem HMO
- Employee: $177.21
- Employee + Spouse: $455.17
- Employee + Child(ren): $328.63
- Family: $606.59
UHC HMO
- Employee: $217.19
- Employee + Spouse: $539.13
- Employee + Child(ren): $396.59
- Family: $718.53
UHC HDHP
- Employee: $81.11
- Employee + Spouse: $253.36
- Employee + Child(ren): $165.26
- Family: $337.51
TriCare
- Employee: $60.50
- Employee + Spouse or Child(ren): $119.50
- Family: $160.50
Dental Insurance
Dental - Base
- Employee: $27.26
- Employee + Spouse: $54.49
- Employee + Child(ren): $57.08
- Family: $87.75
- Employee + Spouse: $54.49
Dental - Standard
- Employee: $35.51
- Employee + Spouse: $71.00
- Employee + Child(ren): $74.36
- Family: $114.33
Dental - Premium
- Employee: $47.48
- Employee + Spouse: $94.95
- Employee + Child(ren): $99.44
- Family: $152.90
Vision Insurance
Vision - Standard
- Employee: $6.84
- Employee + Spouse: $13.70
- Employee + Child(ren): $12.86
- Family: $19.69
Vision - Premium
- Employee: $9.83
- Employee + Spouse: $19.68
- Employee + Child(ren): $18.49
- Family: $28.30
Voluntary Life Insurance
Voluntary Life - Employee (Sample Premiums)
- $50,000 Benefit
- Age - 30: $4.95
- Age - 40: $6.30
- Age - 50: $14.55
- Age - 60: $39.05
- $100,000 Benefit
- Age - 30: $9.90
- Age - 40: $12.60
- Age - 50: $29.10
- Age - 60: $78.10
- $150,000 Benefit
- Age - 30: $14.85
- Age - 40: $18.90
- Age - 50: $43.65
- Age - 60: $117.15
Voluntary Life - Spouse (Sample Premiums)
- $30,000 Benefit
- Age - 30: $2.97
- Age - 40: $3.78
- Age - 50: $8.73
- Age - 60: $23.43
- $50,000 Benefit
- Age - 30: $4.95
- Age - 40: $6.30
- Age - 50: $14.55
- Age - 60: $39.05
Voluntary Life - Child (Actual Premiums)
- $10,000 Benefit (Birth to Age 26): $1.50
Disability Insurance
$500 Monthly Benefit ($30,000 Salary)
- 7 Day Wait: $6.10
- 14 Day Wait: $5.05
- 30 Day Wait: $4.00
- 45 Day Wait: $3.70
- 60 Day Wait: $3.35
- 90 Day Wait: $3.15
- 180 Day Wait: $1.90
$1,000 Monthly Benefit ($30,000 Salary)
- 7 Day Wait: $12.20
- 14 Day Wait: $10.10
- 30 Day Wait: $8.00
- 45 Day Wait: $7.40
- 60 Day Wait: $6.70
- 90 Day Wait: $6.30
- 180 Day Wait: $3.80
$1,500 Monthly Benefit ($30,000 Salary)
- 7 Day Wait: $18.30
- 14 Day Wait: $15.15
- 30 Day Wait: $12.00
- 45 Day Wait: $11.10
- 60 Day Wait: $10.05
- 90 Day Wait: $9.45
- 180 Day Wait: $5.70
Cancer Plus
Cancer Plus - Employee
- $5,000 Benefit
- Age 35: $1.90
- Age 45: $3.55
- Age 55: $6.85
- $10,000 Benefit
- Age 35: $3.80
- Age 45: $7.10
- Age 55: $13.70
Cancer Plus - Spouse
- $5,000 Coverage
- Age 35: $2.05
- Age 45: $3.85
- Age 55: $8.15
- $10,000 Coverage
- Age 35: $4.10
- Age 45: $7.70
- Age 55: $16.30
Cancer Plus - Child(ren)
- $1,000: $0.20
- $2,500: $0.50
- $5,000: $1.00
- $10,000: $2.00
Accident Insurance
Accident
- Employee: $8.01
- Employee + Spouse: $13.28
- Employee + Child(ren): $16.09
- Family: $21.36
Group Legal
Group Legal
- Employee: $18.25
Identity Theft
Identity Theft
- Employee Only: $8.95
- Family: $17.95
